Retirement Planning Guide

The good news is that we live longer.

This means, we have many more years to have fun with friends and family with our food, drink and other earthly pleasures. While still filled all the anti-cholesterol, sugar and combating anti-hypertension drugs continue. We all have blood tests every year, the doctor is never out of his seat behind the desk, but simply analyzes the results of prescribed pills and go straight.

The bad news is that outlive our money.

This means our pension plans and retirement savings are drying up, while those who still need them. So the race is on. Are we going to survive on our pensions and are poor and miserable object of attention of the state pension and survive or we can spend a pleasant and respectable age in a nursing home?

Advances in medicine and healthier lifestyles are increasing our life expectancy and cannot count on the start as our parents and grandparents.

As a result, some retirees return to work, others are selling everything, buying a mobile home and roaming around the country. A friend changed his expensive apartment for a luxury yacht and is permanently anchored at a port of the Mediterranean. People keep talking about wine, hot food and hot women.

Always receive the old age pension or social security monthly audit, but they buy less each month and if you venture outside the U.S., you must convert U.S. dollars to sink in another currency.

Now that you know is facing a longer retirement, you have two options:

Put your retirement or, if you can.

Or start planning for retirement more carefully and long before retiring.

As a final fall-back position, there always reverse mortgages or viaticals after dry pockets in retirement.

Giant conspiracies surrounded us are constantly trying to undermine our savings, and the leading cause of death in the "withdrawal" is simply our inability to maximize our retirement savings.

Retirement planning is employed full time, but working full time is what you can find if you fail to plan for retirement. Do you know how much you need for a comfortable retirement? Has aligned its future revenues and expenses to see if you feel Spooning very low or cat food? You are not alone if you are moving your head. Last year, 18th Annual Retirement Confidence Survey found that less than half of American workers have taken the time to do the calculations of the basic pension.

There are services that can help plan for retirement and fiscal outlook for retirement. They can offer the portfolios of retirees strategies to help achieve ideal asset allocation. Do not wait until it's too late! Take control of your future, go into the wheel, while you still can.

Nobody helps when you're lying on a park bench.